@article{yeh2009comparisons,
  title={The comparisons of data mining techniques for the predictive accuracy of probability of default of credit card clients},
  author={Yeh, I-Cheng and Lien, Che-hui},
  journal={Expert Systems with Applications},
  volume={36},
  number={2},
  pages={2473--2480},
  year={2009},
  publisher={Elsevier}
}