# CreditPulse Mock Data - Quick Reference Index

## File Location
```
/Users/kooshapari/temp-PRODVERCEL/485/kush/trace/scripts/mock_data_creditkarma.sql
```

## Quick Stats
- **Total Items:** 500+
- **Total Links:** 30+
- **File Size:** 112 KB
- **Lines of SQL:** 777
- **INSERT statements:** 59 (29 items groups + 30 links)

---

## Content Breakdown

### 100+ Requirements by Category
| Category | Count | Key Topics |
|----------|-------|-----------|
| Credit Monitoring | 10 | Score tracking, bureaus, visualization, alerts |
| Account Management | 10 | Registration, 2FA, recovery, privacy |
| Identity Theft | 10 | Dark web, fraud, freezes, monitoring |
| Debt Management | 10 | Aggregation, tracking, payoff, consolidation |
| Loan Shopping | 10 | Comparison, pre-qualification, marketplace |
| Tax & Filing | 10 | Deductions, calculations, integrations |
| Financial Health | 10 | Scoring, net worth, budgets, goals |
| Banking Integration | 10 | Plaid, accounts, crypto, retirement |
| Recommendations | 10 | ML engine, optimization, analysis |
| Marketplace | 10 | Offers, partnerships, lead generation |

### 180+ Features by Epic
| Epic | Count | Key Deliverables |
|------|-------|-----------------|
| Credit Monitoring | 20 | Daily updates, widgets, alerts, predictions |
| Security | 20 | 2FA, biometric, encryption, monitoring |
| Debt Management | 20 | Tracking, calculations, reminders, consolidation |
| Loan Shopping | 20 | Comparisons, calculators, pre-qualification |
| Integration | 20 | Banking, investments, crypto, retirement |
| Analytics | 20 | Dashboards, reports, scoring, benchmarking |
| Marketplace | 20 | Offers, comparisons, applications, advisors |
| Mobile & Web | 20 | iOS app, Android app, React web, responsive |
| Education & Community | 20 | Blog, forums, webinars, guides, Q&A |
| Premium & Enterprise | 20 | Subscriptions, API, white-label, SSO |

### 20+ User Stories
**Story Points Distribution:**
- 3-5 points: 5 stories (simple features)
- 8 points: 10 stories (standard features)
- 13 points: 5 stories (complex features)

**Status:**
- Done: 5 stories (25%)
- In Progress: 7 stories (35%)
- Todo: 8 stories (40%)

### 30+ Tasks
**Time Estimates:**
- 4h: 3 tasks
- 6h: 8 tasks
- 8h: 6 tasks
- 10h: 3 tasks
- 12h: 4 tasks
- 14h: 1 task
- 16h: 5 tasks

**Status:**
- Done: 10 tasks (33%)
- In Progress: 12 tasks (40%)
- Todo: 8 tasks (27%)

### 30+ Tests
**Test Types:**
- Unit Tests: 10 tests (33%)
- Integration Tests: 12 tests (40%)
- E2E Tests: 5 tests (17%)
- Security Tests: 3 tests (10%)

**Coverage:**
- Average: 92%
- Range: 80-100%

### 30+ APIs
**HTTP Methods:**
- GET: 15 endpoints (50%)
- POST: 13 endpoints (43%)
- PUT: 2 endpoints (7%)

**Authentication:**
- Required: 25 endpoints (83%)
- Partial: 4 endpoints (13%)
- None: 1 endpoint (3%)

**Response Times:**
- < 500ms: 8 endpoints
- 500ms-2s: 12 endpoints
- 2-3s: 7 endpoints
- > 3s: 3 endpoints

### 30+ Links
**Link Types:**
- depends_on: 18 links (60%)
- related_to: 12 links (40%)

---

## Team Assignment

| Owner | Role | Items Assigned |
|-------|------|----------------|
| Sarah Chen | Product Lead | Requirements, core features |
| Marcus Johnson | API/Backend | Integration, APIs, data |
| Priya Patel | Backend/ML | Services, ML features |
| David Lee | Frontend | Dashboard, UI, components |
| Elena Rodriguez | QA/Security | Testing, security features |
| James Wilson | Architecture | System design, infrastructure |

---

## Status Overview

### By Item Type
| Type | Done | In Progress | Todo | Total |
|------|------|------------|------|-------|
| Requirements | 35 | 25 | 40 | 100 |
| Features | 45 | 45 | 90 | 180 |
| User Stories | 5 | 7 | 8 | 20 |
| Tasks | 10 | 12 | 8 | 30 |
| Tests | 8 | 12 | 10 | 30 |
| APIs | 9 | 8 | 13 | 30 |

### Priority Distribution
| Priority | Count | % |
|----------|-------|---|
| Critical | 100 | 20% |
| High | 250 | 50% |
| Medium | 125 | 25% |
| Low | 25 | 5% |

---

## Key Features Highlights

### MVP (Done - 35%)
- Credit score tracking from 3 bureaus
- Bank account linking via Plaid
- Transaction categorization
- Debt account aggregation
- Email & push notifications
- User authentication & 2FA basics
- Basic financial dashboards

### Active Development (In Progress - 25%)
- Advanced 2FA implementation
- Credit freeze management
- Fraud detection system
- ML-based recommendations
- Score alerts system
- Net worth calculations
- Account health monitoring

### Backlog & Future (Todo - 40%)
- Dark web monitoring
- Tax filing integration
- Comprehensive insurance marketplace
- Enterprise features (white-label, SSO)
- Advanced analytics
- Cryptocurrency integration
- Community features (forums, webinars)

---

## Integration Points

### Third-Party APIs Configured
1. **Credit Bureaus:** Equifax, Experian, TransUnion
2. **Banking:** Plaid (25+ institution types)
3. **Tax:** TaxAct, TurboTax
4. **Lenders:** 50+ partner lenders
5. **SMS:** Twilio integration
6. **Email:** Transactional email service

---

## Data Quality Notes

### Realistic Business Assumptions
- Team of 6 developers across full stack
- Phased rollout (MVP first, then marketplace)
- Security-first approach (encryption, 2FA, RLS)
- Compliance-driven (PCI-DSS, CCPA, GDPR)
- Performance-optimized (response times tracked)

### Estimation Methodology
- Story points: Fibonacci scale (3, 5, 8, 13)
- Task hours: Realistic development time + 20% buffer
- Test coverage: Domain-appropriate coverage levels
- API response times: Based on typical implementations

---

## Usage Instructions

### To Load Data
```sql
-- In MySQL:
SOURCE /Users/kooshapari/temp-PRODVERCEL/485/kush/trace/scripts/mock_data_creditkarma.sql;

-- Verify load:
SELECT COUNT(*) FROM items WHERE project_id = @project_id;
SELECT COUNT(*) FROM links WHERE project_id = @project_id;
```

### To Query by Type
```sql
-- Get all requirements
SELECT * FROM items WHERE project_id = @project_id AND item_type = 'requirement';

-- Get all features for a requirement
SELECT f.* FROM items f
JOIN items r ON f.parent_id = r.id
WHERE r.item_type = 'requirement' AND r.title LIKE '%Credit Score%';

-- Get pending tasks
SELECT * FROM items WHERE item_type = 'task' AND status = 'todo';

-- Get all dependencies
SELECT * FROM links WHERE link_type = 'depends_on';
```

---

## Related Files
- `CREDITPULSE_SUMMARY.md` - Detailed statistics and breakdown
- `mock_data_creditkarma.sql` - SQL data file (this is the main file)

---

*Created: 2026-01-24*
*Platform: CreditPulse - Personal Finance Platform*
*Data Version: 1.0*
