<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Standards Editor (build:R2.4.0) on 2025 Feb 07 16:12:12, ISO 20022 version : 2013-->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.065.001.01" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.065.001.01">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountIdentification4Choice">
        <xs:choice>
            <xs:element name="IBAN" type="IBAN2007Identifier"/>
            <xs:element name="Othr" type="GenericAccountIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="AccountSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="ActiveCurrencyAndAmount_SimpleType">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ActiveCurrencyAndAmount">
        <xs:simpleContent>
            <xs:extension base="ActiveCurrencyAndAmount_SimpleType">
                <xs:attribute name="Ccy" type="ActiveCurrencyCode" use="required"/>
            </xs:extension>
        </xs:simpleContent>
    </xs:complexType>
    <xs:simpleType name="ActiveCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="AddressType2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ADDR"/>
            <xs:enumeration value="PBOX"/>
            <xs:enumeration value="HOME"/>
            <xs:enumeration value="BIZZ"/>
            <xs:enumeration value="MLTO"/>
            <xs:enumeration value="DLVY"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Amount2Choice">
        <xs:choice>
            <xs:element name="AmtWthtCcy" type="ImpliedCurrencyAndAmount"/>
            <xs:element name="AmtWthCcy" type="ActiveCurrencyAndAmount"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="AnyBICDec2014Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="CountryCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="CreditDebitAmount1">
        <xs:sequence>
            <xs:element name="Amt" type="Amount2Choice"/>
            <xs:element name="CdtDbtInd" type="CreditDebitCode"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CreditDebitCode">
        <xs:restriction base="xs:string">
            <xs:enumeration value="CRDT"/>
            <xs:enumeration value="DBIT"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="DateAndDateTime2Choice">
        <xs:choice>
            <xs:element name="Dt" type="ISODate"/>
            <xs:element name="DtTm" type="ISODateTime"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="LmtUtlstnJrnlRpt" type="LimitUtilisationJournalReportV01"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ErrorHandling3Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalSystemErrorHandling1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ErrorHandling5">
        <xs:sequence>
            <xs:element name="Err" type="ErrorHandling3Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Desc" type="Max140Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="ExternalAccountIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalSystemErrorHandling1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="GenericAccountIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericIdentification36">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element name="Issr" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="IBAN2007Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODate">
        <xs:restriction base="xs:date"/>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:simpleType name="ImpliedCurrencyAndAmount">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="LEIIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{18,18}[0-9]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="LimitAmount1">
        <xs:sequence>
            <xs:element name="Amt" type="CreditDebitAmount1"/>
            <xs:element name="UtlstnAmt" type="CreditDebitAmount1"/>
            <xs:element name="AvlblAmt" type="CreditDebitAmount1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="LimitIdentification7">
        <xs:sequence>
            <xs:element name="AcctId" type="AccountIdentification4Choice"/>
            <xs:element name="Tp" type="LimitType4Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LmtCcy" type="ActiveCurrencyCode"/>
            <xs:element name="AcctOwnr" type="PartyIdentification136"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BilLmtCtrPtyId" type="SystemPartyIdentification8"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="LimitJournal3">
        <xs:sequence>
            <xs:element name="Lmt" type="LimitAmount1"/>
            <xs:element name="JrnlActvtyDt" type="ISODate"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="JrnlNtry" type="LimitJournalEntry3"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="LimitJournalEntry3">
        <xs:sequence>
            <xs:element name="JrnlDt" type="DateAndDateTime2Choice"/>
            <xs:element name="CdtDbtInd" type="CreditDebitCode"/>
            <xs:element name="Amt" type="Amount2Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MktInfrstrctrTxId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TxId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="AcctSvcrRef" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PrcrTxId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="AddtlNtryInf" type="Max500Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="LimitJournalReport4">
        <xs:sequence>
            <xs:element name="LmtId" type="LimitIdentification7"/>
            <xs:element name="LmtRpt" type="LimitJournalReportOrError8Choice"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="LimitJournalReportOrError7Choice">
        <xs:choice>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="BizRpt" type="LimitJournalReport4"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="OprlErr" type="ErrorHandling5"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="LimitJournalReportOrError8Choice">
        <xs:choice>
            <xs:element name="LmtJrnl" type="LimitJournal3"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="BizErr" type="ErrorHandling5"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="LimitType4Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="EXGT"/>
            <xs:enumeration value="UCDT"/>
            <xs:enumeration value="ACOL"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="LimitUtilisationJournalReportV01">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="MsgHdr" type="MessageHeader12"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Pgntn" type="Pagination1"/>
            <xs:element name="RptOrErr" type="LimitJournalReportOrError7Choice"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Max140Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="140"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max16Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="16"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max350Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="350"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max500Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="500"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max5NumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[0-9]{1,5}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="MessageHeader12">
        <xs:sequence>
            <xs:element name="MsgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CreDtTm" type="ISODateTime"/>
            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlBizInstr" type="OriginalBusinessInstruction1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="NameAndAddress5">
        <xs:sequence>
            <xs:element name="Nm" type="Max350Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Adr" type="PostalAddress1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="OriginalBusinessInstruction1">
        <xs:sequence>
            <xs:element name="MsgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MsgNmId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Pagination1">
        <xs:sequence>
            <xs:element name="PgNb" type="Max5NumericText"/>
            <xs:element name="LastPgInd" type="YesNoIndicator"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyIdentification120Choice">
        <xs:choice>
            <xs:element name="AnyBIC" type="AnyBICDec2014Identifier"/>
            <xs:element name="PrtryId" type="GenericIdentification36"/>
            <xs:element name="NmAndAdr" type="NameAndAddress5"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="PartyIdentification136">
        <xs:sequence>
            <xs:element name="Id" type="PartyIdentification120Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PostalAddress1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="AdrTp" type="AddressType2Code"/>
            <xs:element maxOccurs="5" minOccurs="0" name="AdrLine" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNb" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstCd" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TwnNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtrySubDvsn" type="Max35Text"/>
            <xs:element name="Ctry" type="CountryCode"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryData1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="PlcAndNm" type="Max350Text"/>
            <xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryDataEnvelope1">
        <xs:sequence>
            <xs:any namespace="##any" processContents="lax"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SystemPartyIdentification8">
        <xs:sequence>
            <xs:element name="Id" type="PartyIdentification136"/>
            <xs:element maxOccurs="1" minOccurs="0" name="RspnsblPtyId" type="PartyIdentification136"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="YesNoIndicator">
        <xs:restriction base="xs:boolean"/>
    </xs:simpleType>
</xs:schema>
