<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Standards Editor (build:R1.6.16) on 2021 May 12 15:51:58, ISO 20022 version : 2013-->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.014.001.05" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.014.001.05">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountIdentification4Choice">
        <xs:choice>
            <xs:element name="IBAN" type="IBAN2007Identifier"/>
            <xs:element name="Othr" type="GenericAccountIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="AccountSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="ActiveOrHistoricCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="BICFIDec2014Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="CashAccount40">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="AccountIdentification4Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CashAccountType2Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ccy" type="ActiveOrHistoricCurrencyCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Prxy" type="ProxyAccountIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashAccountType2Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalCashAccountType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ClearingSystemIdentification2Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ClearingSystemMemberIdentification2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysId" type="ClearingSystemIdentification2Choice"/>
            <xs:element name="MmbId" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CommunicationAddress10">
        <xs:sequence>
            <xs:element name="PstlAdr" type="LongPostalAddress1Choice"/>
            <xs:element name="PhneNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="FaxNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="EmailAdr" type="Max2048Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ContactIdentificationAndAddress2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max35Text"/>
            <xs:element name="Role" type="PaymentRole1Choice"/>
            <xs:element name="ComAdr" type="CommunicationAddress10"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CountryCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="RtrMmb" type="ReturnMemberV05"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ErrorHandling1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ErrorHandling1Code"/>
            <xs:element name="Prtry" type="Max4AlphaNumericText"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="ErrorHandling1Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="X020"/>
            <xs:enumeration value="X030"/>
            <xs:enumeration value="X050"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ErrorHandling3">
        <xs:sequence>
            <xs:element name="Err" type="ErrorHandling1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Desc" type="Max140Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="ExternalAccountIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalCashAccountType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalClearingSystemIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="5"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalEnquiryRequestType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalPaymentControlRequestType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalPaymentRole1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalProxyAccountType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalSystemMemberType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="FinancialIdentificationSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="GenericAccountIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericFinancialIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="FinancialIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="IBAN2007Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:complexType name="LongPostalAddress1Choice">
        <xs:choice>
            <xs:element name="Ustrd" type="Max140Text"/>
            <xs:element name="Strd" type="StructuredLongPostalAddress1"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="Max140Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="140"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max16Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="16"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max2048Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="2048"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max350Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="350"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max4AlphaNumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z0-9]{1,4}"/>
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Member7">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max35Text"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="RtrAdr" type="MemberIdentification3Choice"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Acct" type="CashAccount40"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="SystemMemberType1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Sts" type="SystemMemberStatus1Choice"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="CtctRef" type="ContactIdentificationAndAddress2"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ComAdr" type="CommunicationAddress10"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="MemberIdentification3Choice">
        <xs:choice>
            <xs:element name="BICFI" type="BICFIDec2014Identifier"/>
            <xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2"/>
            <xs:element name="Othr" type="GenericFinancialIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="MemberReport6">
        <xs:sequence>
            <xs:element name="MmbId" type="MemberIdentification3Choice"/>
            <xs:element name="MmbOrErr" type="MemberReportOrError8Choice"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="MemberReportOrError7Choice">
        <xs:choice>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="Rpt" type="MemberReport6"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="OprlErr" type="ErrorHandling3"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="MemberReportOrError8Choice">
        <xs:choice>
            <xs:element name="Mmb" type="Member7"/>
            <xs:element name="BizErr" type="ErrorHandling3"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="MemberStatus1Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ENBL"/>
            <xs:enumeration value="DSBL"/>
            <xs:enumeration value="DLTD"/>
            <xs:enumeration value="JOIN"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="MessageHeader7">
        <xs:sequence>
            <xs:element name="MsgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CreDtTm" type="ISODateTime"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ReqTp" type="RequestType4Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlBizQry" type="OriginalBusinessQuery1"/>
            <xs:element maxOccurs="1" minOccurs="0" name="QryNm" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="OriginalBusinessQuery1">
        <xs:sequence>
            <xs:element name="MsgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MsgNmId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PaymentRole1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalPaymentRole1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="PhoneNumber">
        <xs:restriction base="xs:string">
            <xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ProxyAccountIdentification1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="ProxyAccountType1Choice"/>
            <xs:element name="Id" type="Max2048Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ProxyAccountType1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalProxyAccountType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="RequestType4Choice">
        <xs:choice>
            <xs:element name="PmtCtrl" type="ExternalPaymentControlRequestType1Code"/>
            <xs:element name="Enqry" type="ExternalEnquiryRequestType1Code"/>
            <xs:element name="Prtry" type="GenericIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ReturnMemberV05">
        <xs:sequence>
            <xs:element name="MsgHdr" type="MessageHeader7"/>
            <xs:element name="RptOrErr" type="MemberReportOrError7Choice"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="StructuredLongPostalAddress1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtBldgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Flr" type="Max16Text"/>
            <xs:element name="TwnNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="DstrctNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="RgnId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Stat" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtyId" type="Max35Text"/>
            <xs:element name="Ctry" type="CountryCode"/>
            <xs:element name="PstCdId" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="POB" type="Max16Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryData1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="PlcAndNm" type="Max350Text"/>
            <xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryDataEnvelope1">
        <xs:sequence>
            <xs:any namespace="##any" processContents="lax"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SystemMemberStatus1Choice">
        <xs:choice>
            <xs:element name="Cd" type="MemberStatus1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="SystemMemberType1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalSystemMemberType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
</xs:schema>
