<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Standards Editor on 2024 Feb 29 13:25:37, ISO 20022 version : 2013-->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.051.001.07" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.051.001.07">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountIdentification4Choice">
        <xs:choice>
            <xs:element name="IBAN" type="IBAN2007Identifier"/>
            <xs:element name="Othr" type="GenericAccountIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="AccountSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="ActiveCurrencyAndAmount_SimpleType">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ActiveCurrencyAndAmount">
        <xs:simpleContent>
            <xs:extension base="ActiveCurrencyAndAmount_SimpleType">
                <xs:attribute name="Ccy" type="ActiveCurrencyCode" use="required"/>
            </xs:extension>
        </xs:simpleContent>
    </xs:complexType>
    <xs:simpleType name="ActiveCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ActiveOrHistoricCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="AddressType2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ADDR"/>
            <xs:enumeration value="PBOX"/>
            <xs:enumeration value="HOME"/>
            <xs:enumeration value="BIZZ"/>
            <xs:enumeration value="MLTO"/>
            <xs:enumeration value="DLVY"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="AddressType3Choice">
        <xs:choice>
            <xs:element name="Cd" type="AddressType2Code"/>
            <xs:element name="Prtry" type="GenericIdentification30"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="Amount2Choice">
        <xs:choice>
            <xs:element name="AmtWthtCcy" type="ImpliedCurrencyAndAmount"/>
            <xs:element name="AmtWthCcy" type="ActiveCurrencyAndAmount"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="BICFIDec2014Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="BranchAndFinancialInstitutionIdentification8">
        <xs:sequence>
            <xs:element name="FinInstnId" type="FinancialInstitutionIdentification23"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BrnchId" type="BranchData5"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="BranchData5">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress27"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashAccount40">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="AccountIdentification4Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CashAccountType2Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ccy" type="ActiveOrHistoricCurrencyCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Prxy" type="ProxyAccountIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashAccountType2Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalCashAccountType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ClearingSystemIdentification2Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ClearingSystemMemberIdentification2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysId" type="ClearingSystemIdentification2Choice"/>
            <xs:element name="MmbId" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CountryCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="LqdtyDbtTrf" type="LiquidityDebitTransferV07"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Exact4AlphaNumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z0-9]{4}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalAccountIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalCashAccountType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalClearingSystemIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="5"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalProxyAccountType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="FinancialIdentificationSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="FinancialInstitutionIdentification23">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="BICFI" type="BICFIDec2014Identifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysMmbId" type="ClearingSystemMemberIdentification2"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress27"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Othr" type="GenericFinancialIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericAccountIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericFinancialIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="FinancialIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericIdentification30">
        <xs:sequence>
            <xs:element name="Id" type="Exact4AlphaNumericText"/>
            <xs:element name="Issr" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="IBAN2007Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODate">
        <xs:restriction base="xs:date"/>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:simpleType name="ImpliedCurrencyAndAmount">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="LEIIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{18,18}[0-9]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="LiquidityDebitTransfer4">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="LqdtyTrfId" type="PaymentIdentification8"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Cdtr" type="BranchAndFinancialInstitutionIdentification8"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CdtrAcct" type="CashAccount40"/>
            <xs:element name="TrfdAmt" type="Amount2Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Dbtr" type="BranchAndFinancialInstitutionIdentification8"/>
            <xs:element maxOccurs="1" minOccurs="0" name="DbtrAcct" type="CashAccount40"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SttlmDt" type="ISODate"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="LiquidityDebitTransferV07">
        <xs:sequence>
            <xs:element name="MsgHdr" type="MessageHeader1"/>
            <xs:element name="LqdtyDbtTrf" type="LiquidityDebitTransfer4"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Max140Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="140"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max16Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="16"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max2048Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="2048"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max350Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="350"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="MessageHeader1">
        <xs:sequence>
            <xs:element name="MsgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PaymentIdentification8">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="InstrId" type="Max35Text"/>
            <xs:element name="EndToEndId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TxId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="UETR" type="UUIDv4Identifier"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PostalAddress27">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="AdrTp" type="AddressType3Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CareOf" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Dept" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SubDept" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNb" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Flr" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="UnitNb" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstBx" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Room" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstCd" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TwnNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TwnLctnNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="DstrctNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtrySubDvsn" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ctry" type="CountryCode"/>
            <xs:element maxOccurs="7" minOccurs="0" name="AdrLine" type="Max70Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ProxyAccountIdentification1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="ProxyAccountType1Choice"/>
            <xs:element name="Id" type="Max2048Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ProxyAccountType1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalProxyAccountType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="SupplementaryData1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="PlcAndNm" type="Max350Text"/>
            <xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryDataEnvelope1">
        <xs:sequence>
            <xs:any namespace="##any" processContents="lax"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="UUIDv4Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-f0-9]{8}-[a-f0-9]{4}-4[a-f0-9]{3}-[89ab][a-f0-9]{3}-[a-f0-9]{12}"/>
        </xs:restriction>
    </xs:simpleType>
</xs:schema>
