{
  "id": "27d26476-e2bc-11e4-92b8-962e705b4af5",
  "risk_score": 0.01,
  "funds_remaining": 10.00,
  "queries_remaining": 1000,
  "disposition": {
    "action": "reject",
    "reason": "custom_rule"
  },
  "ip_address": {
    "risk": 0.01,
    "city": {
      "confidence": 42,
      "geoname_id": 2643743,
      "names": {
        "de": "London",
        "en": "London",
        "es": "Londres",
        "fr": "Londres",
        "ja": "ロンドン",
        "pt-BR": "Londres",
        "ru": "Лондон"
      }
    },
    "continent": {
      "code": "EU",
      "geoname_id": 6255148,
      "names": {
        "de": "Europa",
        "en": "Europe",
        "es": "Europa",
        "fr": "Europe",
        "ja": "ヨーロッパ",
        "pt-BR": "Europa",
        "ru": "Европа",
        "zh-CN": "欧洲"
      }
    },
    "country": {
      "confidence": 99,
      "geoname_id": 2635167,
      "is_high_risk": false,
      "is_in_european_union": true,
      "iso_code": "GB",
      "names": {
        "de": "Vereinigtes Königreich",
        "en": "United Kingdom",
        "es": "Reino Unido",
        "fr": "Royaume-Uni",
        "ja": "イギリス",
        "pt-BR": "Reino Unido",
        "ru": "Великобритания",
        "zh-CN": "英国"
      }
    },
    "location": {
      "accuracy_radius": 96,
      "latitude": 51.5142,
      "local_time": "2012-04-13T00:20:50+01:00",
      "longitude": -0.0931,
      "time_zone": "Europe/London"
    },
    "registered_country": {
      "geoname_id": 6252001,
      "iso_code": "US",
      "names": {
        "de": "USA",
        "en": "United States",
        "es": "Estados Unidos",
        "fr": "États-Unis",
        "ja": "アメリカ合衆国",
        "pt-BR": "Estados Unidos",
        "ru": "США",
        "zh-CN": "美国"
      }
    },
    "subdivisions": [
      {
        "confidence": 42,
        "geoname_id": 6269131,
        "iso_code": "ENG",
        "names": {
          "en": "England",
          "es": "Inglaterra",
          "fr": "Angleterre",
          "pt-BR": "Inglaterra"
        }
      }
    ],
    "traits": {
      "domain": "in-addr.arpa",
      "ip_address": "81.2.69.160",
      "is_anonymous": true,
      "is_anonymous_vpn": true,
      "is_hosting_provider": true,
      "is_public_proxy": true,
      "is_satellite_provider": true,
      "is_tor_exit_node": true,
      "isp": "Andrews & Arnold Ltd",
      "organization": "STONEHOUSE office network",
      "user_type": "government"
    }
  },
  "billing_address": {
    "is_postal_in_city": false,
    "latitude": 41.310571,
    "longitude": -72.922891,
    "distance_to_ip_location": 5465,
    "is_in_ip_country": false
  },
  "credit_card": {
    "issuer": {
      "name": "Bank of No Hope",
      "matches_provided_name": true,
      "phone_number": "8003421232",
      "matches_provided_phone_number": true
    },
    "brand": "Visa",
    "country": "US",
    "is_business": true,
    "is_issued_in_billing_address_country": true,
    "is_prepaid": true,
    "type": "credit"
  },
  "device": {
    "confidence": 99,
    "id": "7835b099-d385-4e5b-969e-7df26181d73b",
    "last_seen": "2016-06-08T14:16:38Z"
  },
  "email": {
    "domain": {
      "first_seen": "2014-02-23"
    },
    "first_seen": "2017-01-02",
    "is_disposable": true,
    "is_free": true,
    "is_high_risk": true
  },
  "shipping_address": {
    "distance_to_billing_address": 2227,
    "distance_to_ip_location": 7456,
    "is_in_ip_country": false,
    "is_high_risk": false,
    "is_postal_in_city": false,
    "latitude": 35.704729,
    "longitude": -97.568619
  },
  "subscores": {
    "avs_result": 0.01,
    "billing_address": 0.02,
    "billing_address_distance_to_ip_location": 0.03,
    "browser": 0.04,
    "chargeback": 0.05,
    "country": 0.06,
    "country_mismatch": 0.07,
    "cvv_result": 0.08,
    "device": 0.18,
    "email_address": 0.09,
    "email_domain": 0.1,
    "email_local_part": 0.19,
    "email_tenure": 0.11,
    "ip_tenure": 0.12,
    "issuer_id_number": 0.13,
    "order_amount": 0.14,
    "phone_number": 0.15,
    "shipping_address": 0.2,
    "shipping_address_distance_to_ip_location": 0.16,
    "time_of_day": 0.17
  },
  "warnings": [
    {
      "code": "INPUT_INVALID",
      "input_pointer": "/account/user_id",
      "warning": "Encountered value at /account/user_id that does meet the required constraints"
    },
    {
      "code": "INPUT_INVALID",
      "input_pointer": "/account/username_md5",
      "warning": "Encountered value at /account/username_md5 that does meet the required constraints"
    }
  ]
}
