title = "Credit Risk Assessment"

content = """
Cedents face credit risk when reinsurers fail to pay. Credit risk assessment informs reinsurer selection and collateral requirements.

**Assessment Factors:** Reinsurer financial strength, ratings (e.g., AM Best, S&P), diversification, and collateral support. Monitor ongoing financial condition.

**Concentration:** Limit exposure to any single reinsurer or group. Regulatory and internal limits apply. Diversify across reinsurers and structures.

**Mitigation:** Collateral (LOCs, trusts), spread of risk, and relationship diversification reduce credit risk. Escalate concerns about reinsurer distress.
"""  # noqa: E501

version = "0.0.1"
