title = "First-Home vs Second-Home Policy Distinctions"

content = """
First-home status confers lower down payments, preferential mortgage rates,
and reduced deed tax in many cities. Criteria include no prior residential
ownership (or sale within a defined period), household composition, and
local rules. Second-home and additional purchases face higher down payments,
stricter lending, and often higher taxes. Divorced parties may have
different eligibility; verify with documentation. Misrepresentation can
invalidate financing and contracts.
"""  # noqa: E501

version = "0.0.1"
