title = "PMJDY Accidental and Life Insurance Benefits"

content = """
PMJDY accounts come with accidental insurance and life insurance
cover as per the scheme notified by the government and the bank.

**Accidental insurance:** RuPay card holders under PMJDY are eligible
for accidental death cover (e.g. Rs 2 lakh) subject to scheme terms.
The cover is valid if the account is active and the RuPay card has
been used at least once in the preceding 45 days (or as per current
scheme). Exact terms are in the scheme circular.

**Life insurance:** A life cover (e.g. Rs 30,000) may be linked to
eligible PMJDY accounts as per the scheme. Eligibility and claim
process are as per the insurer and the bank.

**Claim:** In case of death or accident, the nominee or family should
contact the branch with the death certificate, claim form, and other
documents. The bank will coordinate with the insurer for settlement.

**Pragati Bank:** The retail agent can inform customers that PMJDY
accounts have these benefits and direct them to the branch or
scheme circular for exact coverage and claim procedure.
"""  # noqa: E501

version = "0.0.1"
