title = "Direct Deposit for Refunds"

content = """
Refunds can be direct deposited to a bank account, speeding delivery and
reducing fraud risk. Marble Column CPA enters account information correctly
and advises clients on split refund options when applicable.

**Routing and Account Numbers:** Verify numbers from client. Incorrect
information delays refund or sends it to wrong account. Use Form 8888 for
split refund to multiple accounts or for purchase of savings bonds.

**Timing:** E-filed returns with direct deposit typically receive refunds
within 21 days when no issues. Where's My Refund on IRS.gov tracks status.
Refunds with EITC or CTC may be delayed for additional verification.

**Third-Party Products:** Refund anticipation products (RAC, RAL) involve
fees. Advise clients of options. Document client choice. Firm policies may
limit or prohibit facilitating certain products.
"""  # noqa: E501

version = "0.0.1"
