title = "Subrogation Processes"

content = """
Subrogation enables insurers to recover payments made to policyholders from responsible third parties, maximizing recoveries and minimizing net loss costs.

**Recovery Identification:** Identify potential subrogation opportunities during initial claim investigation, including third-party liability, contractual indemnification, and warranty claims.

**Liability Verification:** Confirm third-party responsibility through investigation, witness statements, and legal analysis. Document causation and liability percentages supporting recovery claims.

**Demand Letter Preparation:** Draft comprehensive demand letters outlining loss details, liability analysis, and payment demands. Include supporting documentation and clear payment instructions.

**Negotiation Management:** Conduct recovery negotiations maintaining professional relationships while pursuing maximum recoverable amounts. Consider compromise settlements when litigation costs exceed recovery value.

**Third-Party Coordination:** Manage relationships with third-party insurers, attorneys, and claims administrators. Provide necessary documentation while protecting confidential claim information.

**Recovery Tracking:** Monitor recovery progress and aging to ensure timely collection. Implement follow-up procedures for overdue recoveries and documentation deficiencies.

**Cost-Benefit Analysis:** Evaluate recovery pursuit costs against expected recovery amounts. Abandon uneconomical recoveries while maintaining systematic pursuit of viable subrogation opportunities.
"""

version = "0.0.1"
