# Finegist

## Personal Finance Management Library

A comprehensive Python library designed to empower individuals with tools for financial planning, analysis, and strategic decision-making.

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## Overview

Finegist (**Financial Strategies**) is a powerful financial toolkit that provides various components to help users manage their personal finances effectively. Whether you're budgeting, tracking expenses, planning investments, or setting financial goals, Finegist offers intuitive tools to enhance your financial literacy and decision-making.

## Features

Finegist includes the following modules:

- **Budgeting Tools** - Create and track monthly or annual budgets
- **Expense Tracker** - Record and analyze daily expenditures
- **Savings Calculator** - Calculate optimal saving strategies
- **Investment Portfolio Tracker** - Monitor performance of stocks, funds, and other investments
- **Loan Repayment Calculator** - Plan and optimize loan repayments
- **Net Worth Calculator** - Track your financial position over time
- **Financial Goal Planner** - Set and monitor progress toward specific financial objectives
- **Currency Converter** - Convert between different currencies using current rates
- **Tax Estimator** - Calculate potential tax obligations
- **Debt Management Tools** - Implement strategies to efficiently eliminate debt
- **Cash Flow Analysis** - Visualize and understand your money movement
- **Emergency Fund Planner** - Determine and build appropriate safety nets
- **Recurring Payment Tracker** - Keep track of subscriptions and regular payments
- **Retirement Savings Planner** - Project and plan for retirement needs
- **Risk Assessment Tools** - Evaluate financial risk exposure
- **Financial Ratios Calculator** - Compute key indicators of financial health
- **Scenario Analysis** - Model different financial scenarios and outcomes
- **Expense Categorization** - Organize spending into meaningful categories
- **Credit Score Simulator** - Understand how financial decisions affect credit scores
- **Data Visualization** - Generate clear, actionable charts and graphs

## Installation

```bash
# Install from PyPI
pip install Finegist

# Or install from source
git clone https://github.com/username/Finegist.git
cd Finegist
pip install -e .
```

## Requirements

```
pandas
matplotlib
numpy
```

## Quick Start

```python
from Finegist.budgeting import Budget
from Finegist.financial_goal_planner import FinancialGoalPlanner

# Create a new budget
monthly_budget = Budget("Monthly Budget", 5000)
monthly_budget.add_category("Housing", 1500)
monthly_budget.add_category("Food", 800)
monthly_budget.add_expense("Rent payment", 1450, "Housing")

# Set up a financial goal
retirement = FinancialGoalPlanner(
    goal_name="Retirement Fund",
    target_amount=1000000,
    current_amount=50000,
    monthly_contribution=1000,
    expected_annual_return=0.07
)

# Check how long until goal is reached
years_to_goal = retirement.calculate_time_to_goal()
print(f"Years until retirement goal is reached: {years_to_goal:.1f}")
```

## Documentation

For detailed documentation, visit our [documentation site](https://Finegist.readthedocs.io/) or check the `docs/` directory.

## Examples

The `examples/` directory contains sample scripts demonstrating how to use each module effectively:

- `examples/budget_example.py`
- `examples/investment_tracking.py`
- `examples/retirement_planning.py`

## Contributing

Contributions are welcome! Please feel free to submit a Pull Request.

1. Fork the repository
2. Create your feature branch (`git checkout -b feature/amazing-feature`)
3. Commit your changes (`git commit -m 'Add some amazing feature'`)
4. Push to the branch (`git push origin feature/amazing-feature`)
5. Open a Pull Request

## License

This project is licensed under the MIT License - see the [LICENSE](LICENSE) file for details.

## Acknowledgments

- Financial formulas and best practices from established financial literature
- Open source community for various dependencies

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<p align="center">
  Made with ❤️ for personal financial empowerment
</p>