# CFO Manager Data
# Chief Financial Officer

CFO_DATA = {'emoji': '💰', 'title': 'Chief Financial Officer', 'focus': ['Cost', 'Monetization', 'Pricing', 'ROI', 'Budget'], 'keywords': ['cost', 'price', 'revenue', 'payment', 'subscription', 'billing', 'budget', 'roi', 'monetization', 'stripe', 'money'], 'questions': ['What is the cost impact of this feature?', 'How does this affect the revenue model?', 'Will infrastructure costs increase?', 'Is ROI measurable?', 'Is this within budget?'], 'opinions': {'payment': "Payment fees and cost analysis:\n• Stripe: 2.9% + 30¢ (US), varies by country\n• Calculate margin: Product price - PG fees - server costs - labor\n• Subscription model: MRR, Churn Rate, LTV estimation\n• Breakeven: How many paid conversions to reach BEP?", 'api': "@CTO API cost impact analysis:\n• Serverless (Vercel/AWS Lambda): Calculate per-invocation cost\n• Container (Railway/Render): Monthly fixed + usage\n• DB: Supabase Free (500MB), Pro ($25/month), PlanetScale\n• Caching: Reduce API calls with Redis for cost savings\n• Traffic estimate: DAU × avg requests × cost per request\n• Optimization: Remove unnecessary API calls, use CDN", 'feature': "New feature ROI analysis:\n• Development cost: Estimated hours × hourly rate (or opportunity cost)\n• Expected revenue: Conversion increase × ARPU × 12 months\n• ROI = (Revenue - Cost) / Cost × 100%\n• Free tier: Estimate 2-5% conversion rate, signups × conversion × ARPU\n• Maintenance: Include bug fixes, updates in cost\n• Decision criteria: ROI > 100% proceed, otherwise reconsider", 'launch': "Launch costs and budget:\n• Marketing budget: ProductHunt (free), Ads ($100-1000)\n• CAC target: SaaS average $50-200\n• LTV/CAC ratio: 3:1 or higher is healthy business\n• Early bird strategy: Balance discount rate vs initial cash flow\n• Revenue forecast: Set 1/3/6 month targets\n• Breakeven: Fixed costs ÷ (ARPU - variable costs)", 'performance': "Performance improvement cost-benefit:\n• Server cost reduction: How much can caching, query optimization save?\n• Development cost: Time spent on optimization × rate\n• User impact: 1 sec load improvement → 7% conversion increase (stat)\n• Priority: Start with highest cost savings\n• Measurement: Compare server costs before/after optimization", 'default': "Cost analysis checklist:\n• Infrastructure: Server, DB, storage, CDN\n• External services: Payment gateway, email, monitoring\n• Labor: Development time estimate\n• ROI calculation: Expected return on investment\n• Metrics: MRR, ARR, CAC, LTV, Churn Rate"}, 'checklist': ['Estimate infrastructure costs', 'Estimate development costs', 'Analyze revenue impact', 'Calculate ROI'], 'action_templates': [{'trigger': 'cost|budget|payment|price', 'actions': [{'id': 'cfo-1', 'action': 'Analyze infrastructure cost impact', 'depends': [], 'verify': 'Cost estimate complete', 'phase': 'Prepare'}, {'id': 'cfo-2', 'action': 'Calculate and document ROI', 'depends': ['cfo-1'], 'verify': 'ROI documented', 'phase': 'Design'}]}]}
